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NEW QUESTION: 1
Universal life policies are a form of permanent life insurance that has flexible premiums, flexible face amounts, and separate pricing for the three major pricing categories. Which of the following is/are out of those categories?
A. All of these
B. Internet rate paid on the cash value
C. Expenses associated with administering the policy
D. Mortality charges based on the insurer's risk classification
Answer: A

NEW QUESTION: 2
Which feature allows you to configure more than 5 predetermined points of min, low target, high, max for goal performance?
There are 2 correct answers to this question.
Response:
A. Flexible payout curves
B. Goal Gates
C. Goal accelerators
D. Multiple Business goal sections
Answer: B,C

NEW QUESTION: 3
Which among the following acts as a trigger for risk response process?
A. Risk level increase above risk tolerance
B. Risk level equates the risk tolerance
C. Risk level equates risk appetite
D. Risk level increases above risk appetite
E. Explanation:
The risk response process is triggered when a risk exceeds the enterprise's risk tolerance level. The acceptable variation relative to the achievement of an objective is termed as risk tolerance. In other words, risk tolerance is the acceptable deviation from the level set by the risk appetite and business objectives. Risk tolerance is defined at the enterprise level by the board and clearly communicated to all stakeholders. A process should be in place to review and approve any exceptions to such standards.
F. and A are incorrect. Risk appetite level is not relevant in triggering of risk response process. Risk appetite is the amount of risk a company or other entity is willing to accept in pursuit of its mission. This is the responsibility of the board to decide risk appetite of an enterprise. When considering the risk appetite levels for the enterprise, the followingtwo major factors should be
taken into account:
The enterprise's objective capacity to absorb loss, e.g., financial loss, reputation damage, etc.
The culture towards risk taking-cautious or aggressive. In other words, the amount of loss the
enterprise wants to accept in pursue of its objective fulfillment.
Answer: A
Explanation:
is incorrect. Risk response process is triggered when the risk level increases the risk
tolerance level of the enterprise, and not when it just equates the risk tolerance level.

NEW QUESTION: 4
By which kind of threat is the victim tricked into entering username and password information at a disguised website?
A. Spam
B. Spoofing
C. Phishing
D. Malware
Answer: C
Explanation:
Explanation
Phishing presents a link that looks like a valid trusted resource to a user. When the user clicks it, the user is prompted to disclose confidential information such as usernames/passwords.
Source: Cisco Official Certification Guide, Table 1-5 Attack Methods, p.13